Phil, I don't think you'll have any issues if I understand your question correctly. As long as the panel isn't block and has a clear, unobstructed space in front and below, you're fine IIRC, the number is I think 3 feet working space in front and the width of the panel to allow servicing. Don't have my code book handy. As far as oulets, they should all be on a GFCI outlet/breaker in a garage unless the outlet is dedicated specifally for something, such as a central vac, garage door opener, refrigerator, ect. You cannot use a conventional dupex outlet, meaning plugging in 2 devices into it. It needs to be a single style that will only allow one decive, similar to a clock outlet. Basically stated, there can't be anything in front or below the panel. Besides you already passed your final electrical inspection.
I'm not a complete idiot, pieces are missing.