Insurance - Page 2 - Vintage Mustang Forums

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post #16 of 20 (permalink) Old 03-03-2013, 11:23 PM
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I'm with Haggerty too
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post #17 of 20 (permalink) Old 03-04-2013, 02:08 AM
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I use foremost, underwriter for classics that farmers uses. $350/yr for 30k in coverage. Limited to shows and getting mechanical work.

"LAZARUS"
Goodguys Younguys award winner TX-2000
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Modified Mustang & Ford article: ?/2014

2 years of hard labor later
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post #18 of 20 (permalink) Old 03-04-2013, 06:26 AM
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USAA, as a daily driver. I don't think anyone has posted this yet: you have to have a secure (LOCKED) storage spot for the car in order to qualify for classic car insurance. Seeing as (a) I want to drive the car occasionally to work and (b) the shed was only half built before snow set in for the winter I don't meet either.

I have read other posts where people say if you go for regular insurance document, document, document (photos up the wazzoo); and get a yearly valuation done by an independent consultant.

'65 T code Fastback
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post #19 of 20 (permalink) Old 03-04-2013, 02:40 PM
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Quote:
Originally Posted by Klutch View Post
Dude, I hope for your sake you have an "agreed value" set for those cars. Otherwise, your homeowner's policy won't give you enough to buy the tires. If you do have an agreed value, cool.
Well said. I would go one step further. On a "regular" insurance policy the Agreed Value is still up for debate *after the fact* if you have a claim. I found this out when I started asking questions. In other words, I was paying premiums against X value on my 1968 GT, but if something were to happen they would then get to rethink the previously agreed-upon value. It was a scary notion.

I'm now with Zehr, they came highly recommended by a few friends. It's cheaper than my old policy and guarantees the value. As with most old-car policies, I can't go shopping or to work with my car, unless it's a one-time thing that I clear with the agent (in writing of course!) Not that I take my car to the mall anyway.

1968 Fastback GT - 302-4V, C4, 9" LSD, original Canadian car
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post #20 of 20 (permalink) Old 07-04-2013, 01:24 PM
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I just picked up Zehr insurance today as well.. I need to get this car on the road (at least around the block!) so I can see if it will run.. haha
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