I switched from Hag to Amer Mod about 4 yrs ago
yeah it is about half the price
only differences are with AM Mod they rate you on mileage tiers where as Hag is unlimited mileage.
Hagg had $250 Deductible Amer Mod gave me zero deductible.
I chose the min. tier of 1000 miles on both my cars and never come close
Im also a Licensed Agent in NY so I read the fine print and didnt see anything that would hurt me or that differed from Hagg other than no deductibles and choice of mileage tiers.
whatever you do stay away from anything that says "Stated Value"
thats a major trap.
buy only "Agreed Amount."
1970 Mach 1 San Jose built Dec 23 1969. Marti 1 of 7. Purchased in 1987. Original family owner of the power train
351C 2v FMX.
1993 GT 13,000 miles, Built 2-12-93 Bought 8/3/93 Auto, 3:27 Axle, cloth, sunroof, AC. Unmolested all original car. Purchased new 8-3-93. still has the factory windshield fluid.